7 Simple Steps To Avoid Identity Theft Fraud

By: MHS - May 7th, 2011  Filed under: Preventing ID Theft Add Comment

Are you concerned about Identity Theft Fraud and using your private information on the Web?

Sadly, Identity Theft Fraud Is On The Rise

If you have an uneasy feeling about the threat to your private information, you are not alone.  Identity Theft Fraud is a massive problem and you need to know how to safeguard yourself from becoming the next victim.

Here are Seven simple steps you can take to protect yourself from Identity Theft Fraud:

1)    Your Personal Computer: Safeguard your PC with a Firewall and keep your systems up-to-date.  With sophisticated hackers your information could be at risk without a suitable on-line security backup system.  Also be sure to adjust your passwords regularly.

2)    Internet Transactions - Transactions performed on-line are ok if you are ordering via a secure and trusted website.  Be aware  that viruses can attack your system when you pay a visit to certain sites and download files.  It is crucial to keep your security capabilities at the high level to prevent Identity Theft Fraud from everyday web based transactions.

3)    Private Family Financial Data: To prevent Identity Theft Fraud, you should strive to keep your name, address, telephone and any financial details as private as possible.  Do not give out this information out on-line unless of course in a secure website.

4)    Cash Machines: Be sure to cover your pin and passwords when making use of Teller Machines, or when making use of a dial-pad inside a shop.   Retail shops are often primary target areas for Identity Theft Fraud.  Transaction Machines are open and purchasers are less careful than at Bank Teller Machines.  No matter where you conduct financial business, it's important to know that someone may be peering over your shoulder.

5)    Private Documents: Shred receipts, mail and any other important documents before placing in the garbage.  If you think that someone won't go through garbage - think again.   So many people do not destroy personal documents that contain account numbers and thieves know it.   So take that extra few minutes to ensure you will not have your confidential information floating around for someone to access.

6)    Assess Your Credit Statements: to prevent being a victim of Identity Theft Fraud you should take a few moments to confirm each and every single purchase on your credit card statements to make sure you recognize these purchases.  In our busy lives we usually do not take the time to assess the list of transactions on a credit statement.  Clever thieves who can get access to credit information will be able to charge tiny, unnoticeable quantities monthly that you may never notice.

7)    Telephone Calls: It is unfortunate that some criminal's go as far as to set up firms to victimize unsuspecting folks with charity donation calls and prize-winning scams over the phone .  In no way give out your private details on the telephone to an unsolicited caller.  If you want to give to a charity call them directly yourself or donate via their secure internet site; or simply mail a check.  Always be alert to and just don't give out personal details to everyone who calls you.

There is practically nothing worse than realizing that somebody has violated your private information and you don't know what to do to fix it.

Identity Theft Fraud is a massive crime in North America and growing around the globe.

Make sure you are taking steps to educate yourself to safeguard your assets; as well as those of your loved ones.

 

If you are Searching For "ID Protection" With No Monthly Fees?

Click This Banner for Details on IDENTITY THEFT DETERRENT.

Banner ID Deterrent2 7 {Simple|Easy|Basic} Steps To Avoid Identity Theft Fraud

7YSWG4DG8KS3

Simple Ways to Protect Yourself From Identity Theft

By: MHS - April 1st, 2011  Filed under: Preventing ID Theft Add Comment
imae 3 250x187 Simple Ways to Protect Yourself From Identity Theft

Protect Yourself From ID Theft

If you think that Identity Theft is no longer a problem in this day of computer-chip credit cards, you may want to think again.

In 2010 the US Trade Commission received over 250,000 complaints about ID Theft and it continues to be the biggest topic of complaint with them over the last 10 years.

Why You Need To Protect Yourself

Identity Theft is a huge crime and very much on the increase as cyber thieves become much more sophisticated.

These criminals look for ways to scam, cheat, rip-off and fraud the public; and, unfortunately they will target anyone including the elderly.

Many people  simply believe they are way too smart for cyber theft and just assume that their bank or personal computer software program is the only protection they will need.

Here Are Some Simple Ways to Protect Yourself From Identity Theft:

Protect Yourself Over the Phone:

  • Your first line of defense is to never ever give your credit details to anyone over the phone unless you have called a business to order something or to donate.  Even then, if you can make your purchase in person, you protect yourself even more.
  • It does not matter how 'official' someone sounds or what company they say they are calling from just do not do it.
  • Here's an example:  Today I had a call from a person saying they worked for the banks representing Visa.  They wanted to offer me a much lower interest rate credit card, and they wanted to know what I was paying on my existing cards.  Right there I said I'm sorry, I do not give that information over the phone.  If you want to offer me a lower interest rate card, please forward something to me in the mail.  Of course he did not agree to that.  He wanted to call me at a more convenient time etc etc.
  • Regardless of the offer, I refuse to give personal details of any kind to someone calling me.  I asked for the phone number to check it out further.  This might have been a legitimate offer but I am not willing to take that risk and neither should you.

Protect Yourself On Your Computer:

  • Purchasing on-line has grow to be a very popular and time saving way to get things done.  It can also save you lots of money and offer great selection.
  • When you purchase on-line you will need to be certain who you are buying from.  Is this a legitimate, well-known and reputable business and more importantly, do they have a secure website for ordering on-line.  More and more major on-line shopping companies have taken big steps forward to protect their buyers, but it's up to you to verify that the shopping page is secure.  Look for this information and if you do not see it, move on.
  • Always keep copies of all documents and tracking numbers.  Be sure to read their Terms and Conditions to ensure they do not keep credit card records after transactions are complete.
  • As with any shopping experience, please be sure to check your credit card statements carefully and match them against your shopping receipts.  If something looks questionable, call the company right away.

Protect Yourself When Banking or Shopping:

  • We've all been told to cover our hand as we insert our pin number either at a Bank Teller Machine or when buying at a store.
  • Sometimes, however, we become lazy about taking these extra steps.  Do you set your Debit Card down on the counter when making purchase?  Do you watch to see if anyone  is close by looking over your shoulder or do you just assume they are minding their own business.
  • This is a simple step to take keep your card close and private.  If you hand it to a clerk, watch what they do with it to make sure they are not making a copy of the number.  Check the card when you get it back to make sure it is your card and never leave it sitting out on a counter while you search for something in your wallet.  All these things expose you to theft.

Take every step you can to avoid  becoming another person complaining to the Trade Commission.  It will save you a whole lot of sorrow.

These are just a few simple and straightforward things you can do to avoid getting ripped off by thieves or even worse becoming a victim of identity theft.

Clearly there is a lot more you can do to take control and not become a victim.  Discover all you can about ways to protect yourself and your family.

Identity Theft Deterrent provides ID Protection with no Monthly Fees.

Click the banner for more details.

Banner ID Deterrent1 Simple Ways to Protect Yourself From Identity Theft

Social Networking Sites and Identity Theft Fraud

By: MHS - April 11th, 2011  Filed under: Social Networking and ID Theft Add Comment

Social Networking Sites and Identity Theft Fraud Social Networking Sites may be putting you and your children at risk for Identity Theft Fraud.

Identity Theft Fraud is the fasting growing crime in the world.  We all need to be aware of the risk of Identity Theft Fraud in this technological world, and specifically with the increased use of Social Networking sites.

How Does Identity Theft Fraud Happen

When you sign up to Social Network sites you are asked to click on a User Agreement.  Unfortunately most of us do not read these documents because they are time consuming and difficult to understand.  What you may not realize is that you are signing away your Privacy Rights to these companies in exchange for access to their Social Networks.

Should Identity Theft Fraud Concern You?

By using these sites you may be handing over access to personal information.  This information can now legally be accessed by corporations, and marketing companies according to the terms of the User Agreement that YOU signed. Although most of these companies take steps to protect your privacy; you have released control of this information which opens up the possibility for Identity Theft Fraud.

Here are 2 Important Considerations When Using Social Networking Sites:

Be Aware Of The Risks for Identity Theft Fraud

  • With the explosion of  Texting, Chatting, Facebook, MySpace, Twitter and other Social Networking Sites we need to take our Privacy seriously by first understanding the risks involved in communicating our personal information online.
  • Because this information is available to most registered users it is important to think carefully about what you are willing to disclose to friends and more importantly, the general public.  Ask yourself this question:  "What do I want people to know about me?"
  • Awareness is the first step in protecting yourself online from Identity Theft Fraud.  If you understand the risks, you will be more careful about taking the time to read the User Agreement and know what you are exposing yourself to.


Protect Your Family From Identity Theft Fraud

  • Talk to your children and teens.  They are instinctively more trusting, especially when it comes to their friends, and need to be warned about the potential dangers of giving out personal information on these sites.
  • Instruct them to never give out their full name, address, phone number, birthday or anything else that they would not want posted on the 6 o'clock news for the whole world to see.
  • They need to understand that private information must remain private for their safety, as well as the safety of their family and friends.
  • Nothing is 100 % private when communicated online therefore, discretion must be communicated to your children and teens and, they should be reminded on a regular basis of the threats that exist with Social Networking Sites.

Here's 7 Simple Steps To Preventing Identity Theft Fraud......READ MORE HERE.

Take all Possible Steps to Protect Your Privacy to Prevent Identity Theft Fraud

Always choose the highest and most restrictive security setting available when setting up any system on your computer.

Consider Parental Control Software for your Computers to monitor and protect your children's use of Social Networking Sites.

You cannot totally protect your children while they use these sites however, by observing their usage you are in a better position to protect them should they accidentally give out private information online.

Social Networking Sites and Identity Theft FraudClick this banner for information on Reputation Defender.

 

 

7YSWG4DG8KS3


The Official Identity Theft Prevention Handbook: Everyone’s Identity Has Already Been Stolen – Learn What You Can Do About It

By: MHS - August 11th, 2011  Filed under: Identity Theft Resources Add Comment

51gXRGfV3SL. SL160 The Official Identity Theft Prevention Handbook: Everyones Identity Has Already Been Stolen Learn What You Can Do About It

What is America’s top-rank crime concern?   Identity Theft.

According to a 2009 Gallup Crime survey, 66 percent of U.S. adults say they worry "frequently” or "occasionally” about being a victim of identity theft.

Why is the percentage of .....

Sale Price:$12.40

Read Morebuy now The Official Identity Theft Prevention Handbook: Everyones Identity Has Already Been Stolen Learn What You Can Do About It